Three Smart Ways to Manage a Home Repair in Tucson

At long last, it’s time to tackle that big home repair that’s been on your to-do list forever. Repairs may seem overwhelming, especially if you’re not the handiest person in the world or the job is bigger than you anticipated. But there are ways to lower the stress of your home improvement project.  

Here are three ways to manage and fund your home repair, from finding local resources to learning new skills to taking out a personal loan in Tucson.  

Look into local resources 

Oftentimes with a home repair, it may be difficult to know where to start. Luckily, the Tucson area has many programs that could help provide funds, materials and labor to see your project through to completion. These programs include resources from both nonprofits and the local government.  

The City of Tucson has several homeowner repair programs available for low-income residents who need emergency repairs. You might be able to receive up to $25,000 for home repairs or $30,000 for lead reduction, depending on your household income. If you live outside the Tucson city limits, Pima County offers similar services, including funding for weatherization and energy efficiency projects. 

Local nonprofit organizations might also be a source of assistance. Habitat for Humanity’s Tucson branch offers support for roofing, plumbing and electrical repairs, along with several other services. They even have specialized programs just to benefit veterans. 

These programs may have requirements like proof of homeownership, home insurance or up-to-date mortgage payments. To make the process as straightforward as possible, it’s helpful to have all your paperwork squared away before you apply.  

Consider other types of funding 

Home repairs might turn out to be a bigger project than you expected. What seems like just a leaky faucet might be a serious problem with the pipes. Costs may balloon as you make more and more trips to the hardware store to get that one screw you’re missing. 

If you need money quickly for an emergency repair, you might consider taking out a personal loan to cover the cost. With a personal loan, you borrow a lump sum of money from a bank, credit union or lender and repay it over time. A personal loan typically offers a fixed interest rate (the cost of borrowing) and predictable monthly payments. Many banks, credit unions and lenders offering personal loans that may fit your needs often advertise it’ll take little time between your application and loan approval, but keep in mind that not only approval times but the terms associated with a loan will vary from lender to lender.  

If you decide it’s time to take out a loan, it’s a good idea to start with a budget for your project. Once you’ve settled on an amount, take time to research different loan options, look for lenders that best fit your needs and be aware of the loan terms and eligibility requirements.  

Develop new skills 

One potentially easy way to save money and manage the scope of your home repair project is to do it yourself. Many home improvements look intimidating, but with a little learning, you may be able to tackle the job yourself.  

Consider signing up for a class to learn some basic contractor skills. A local community college may offer courses on building and construction, giving you an overview of the tools and techniques you might use in basic home repairs.   

Before starting any DIY improvements, it’s a good idea to consult a professional. Your local code enforcement office may be a helpful resource if you’re not sure whether you can tackle a project on your own.   

Take control of your home repair  

Managing your home improvement project could be a big undertaking, but thinking ahead and knowing your resources may help. Remember these tips next time you need to make repairs, and you’ll have your house in good working order in no time. 

SPONSORED CONTENT   

Media Contact Information
Name: Sonakshi Murze
Email: [email protected]
Job Title: Manager