Solana (SOL) Whales Are Accumulating This Cheap Crypto Before It Hits $0.06, Here’s Why

Dubai, UAE, February 5, 2026

Solana (SOL) whales are increasingly being linked to early positioning in a cheap crypto that remains under the $0.06 level. As capital rotates within the market, larger holders are often seen moving ahead of broader retail interest, focusing on assets with developing infrastructure, growing on-chain activity, and asymmetric upside potential.

According to market watchers, the interest isn’t driven by short-term momentum, but by fundamentals such as active development, utility-focused design, and early-stage valuation. With previous cycles showing that whale accumulation often precedes wider market attention, this emerging token is starting to attract interest from investors looking to position early rather than chase later moves.

Solana (SOL) 

Solana (SOL) is famous for its massive growth in past years. It started as a cheap coin and surged to become a top asset. It has a current market cap of over $57 billion. During its early days, Solana traded for less than a dollar. Investors who got in then made life-changing profits. Its speed and low fees made it a favorite for many users.

However, the outlook for 2026 is mixed. Some experts have issued cautious price predictions. While some see it reaching new highs, others warn of a drop. Standard Chartered recently lowered its 2026 target for SOL to $250. Some analysts even predict it could fall toward $85 if market pressure continues. This uncertainty is why whales are looking for “cheap” alternatives. They want to find a project that is in the same early stage that Solana once was.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a decentralized lending protocol that allows users to borrow against their crypto or lend assets to earn yield. The system is non-custodial, meaning users keep control of their keys and funds while interacting with the protocol through smart contracts.

When borrowing, users must maintain a loan-to-value (LTV) ratio. For example, if the protocol supports a 70% LTV on ETH, a user who deposits $10,000 worth of ETH could borrow up to $7,000 in stablecoins. Staying below this limit helps reduce liquidation risk.

On the lending side, users earn APY based on borrower demand. For instance, supplying 1,000 USDT to a lending pool with a 6% APY would generate about 60 USDT over one year, assuming rates remain stable. Higher utilization of the pool generally leads to higher yields for lenders.

The project is currently in its presale phase. It has already raised over $20.25 million. More than 19,000 people now hold the token. This shows a huge amount of trust from the community. The presale is moving through stages. Right now, MUTM is in Phase 7. The price is currently $0.04. The team has confirmed that the final launch price will be $0.06. This means people buying now get a  50% discount.

3 Reasons Why MUTM Could Follow the Early Solana Path

Many experts believe Mutuum Finance has the same potential as early Solana. Here are three main reasons: 1) Working Technology Before Launch: Most new crypto coins are just ideas. Mutuum Finance is different. Its V1 protocol is already live on the Sepolia testnet. Users can actually test the lending and borrowing features right now. This proves the tech is real and working.

2) A Clear Revenue Model: The project’s whitepaper uses a buy-and-distribute model. A part of the platform’s fees is used to buy MUTM tokens from the market. These tokens are then given to the community. This creates a cycle of demand that helps the token grow as more people use the platform.

3) Low Entry Price: Like Solana in 2020, MUTM is very cheap right now. At $0.04, it offers a low barrier to entry. If the project captures a small part of the lending market, the growth could be massive. Some analysts predict the token could even test the $1.00 mark as it gains more users.

Phase 7 Momentum and Secure Growth

The urgency for Mutuum Finance is rising. Phase 7 is selling out quickly. More than 840 million tokens have already been sold. People are rushing to get the $0.04 price before the next crypto phase begins. Once the presale ends, the price will jump to $0.06 for the public launch.

The team has also made security a top priority. They completed a full audit with Halborn Security. This is one of the most famous firms in the world. They also have a high score of 90/100 from CertiK. To add even more safety, there is a $50,000 bug bounty. This pays experts to find and fix any issues in the code.

With a working testnet and a strong security foundation, Mutuum Finance is positioning itself as a leader for 2026. The whales have already noticed. As Phase 7 nears its end, the window to enter at this low price is closing fast.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance