Solana (SOL) Price Prediction: Analysts Say 10% Drop is Just The Beginning

DUBAI, United Arab Emirates, January 31, 2026

While the broader market sentiment remains cautious, professional traders are shifting their gaze toward projects that offer fresh infrastructure and early-stage growth potential. This movement is not just a trend but a strategic rotation of capital. As established networks struggle with congestion and cooling retail interest, the spotlight is turning toward a new generation of decentralized finance. Those who track the flow of “smart money” can see that a major shift is occurring right now. 

Solana (SOL) 

Solana (SOL) is currently enduring a difficult period as of late January 2026. The token is trading near $105, following a sharp 10% drop within the last few days. This downward move has pushed the asset below key support levels that had held firm for months. With a market capitalization still exceeding $50 billion, the sheer weight of the network makes it difficult for the price to recover without a massive influx of new liquidity. Analysts are specifically concerned about the lack of fresh institutional catalysts to sustain these high valuations.

The technical outlook for SOL is increasingly bearish. The token is currently testing a critical support zone at $100. If it fails to hold this psychological level, experts warn that a slide toward $85 or even $70 could be the next logical step. 

The resistance zone at $120 has become a formidable “ceiling” that has rejected several recovery attempts this month. Furthermore, the network continues to face questions regarding long-term decentralization and the stability of its fee structure in a competitive market. For many investors, the risk-to-reward ratio for Solana is no longer as attractive as it was during its early surge.

Mutuum Finance (MUTM)

While Solana struggles with its high-cap limitations, Mutuum Finance (MUTM) is emerging as a primary alternative for those seeking potential exponential growth. Mutuum Finance is a new cheap crypto developing lending and borrowing protocol. 

According to the roadmap it will allow users to access liquidity or earn yield through a dual-market model. This system includes Peer-to-Contract (P2C) pools for major assets and Peer-to-Peer (P2P) markets for custom loan terms. It is a complete financial hub designed to replace traditional banking services with transparent code.

The project is currently in Phase 7 of its structured presale, with the token priced at $0.04. This follows a consistent climb from its initial Phase 1 price of $0.01 in early 2025, marking a 300% jump for early participants. 

Mutuum Finance has already raised over $20.1 million and has surpassed 19,900 holders. With a confirmed launch price of $0.06, the current stage offers a final discounted entry point before the token reaches the open market. The project has also completed a full audit by Halborn Security and holds a high 90/100 score from CertiK, ensuring the highest level of safety.

Price Prediction Contrast

The contrast between the two assets is becoming impossible to ignore. For Solana, most analysts are issuing a “wait and see” warning. Due to its massive market cap, doubling your money on SOL would require the project to add another $50 billion in value. 

Given the current bearish technical signals, many experts believe SOL will underperform in 2026, with a likely price target between $75 and $95 by mid-year. This represents a stagnation that many retail investors simply cannot afford in a fast-moving market.

In contrast, the outlook for MUTM is exceptionally bullish. Because the project is in its early utility phase, its growth potential is far higher. Analysts believe that as the lending protocol moves to its mainnet, MUTM could quickly reach a short-term target of $0.25 to $0.45. This would be a 650% to 1,000% increase from the current $0.04 price. 

Looking further into 2027, some experts believe the token could even hit $1.00 or higher as long as it expands into native stablecoins and Layer-2 networks. Unlike SOL, MUTM is fueled by a “buy-and-distribute” model where protocol fees are used to buy tokens from the market, creating constant demand.

V1 Protocol Launch and Whale Accumulation

The V1 protocol by Mutuum Finance (MUTM) just recently went live. This is a functional version of the app where users can already test core features like liquidity pools, mtTokens, and the automated liquidator bot. The testnet supports major assets like ETH, USDT, LINK, and WBTC, proving that the technology is ready for real-world usage. This technical milestone has led to a significant increase in whale activity.

Large-scale investors are moving to secure their allocations before Phase 7 sells out. Recent data shows that nearly half of the total 1.82 billion presale tokens have already been sold. With the V1 protocol live and the security verified, Mutuum Finance is positioning itself as the most credible growth opportunity of 2026, leaving legacy coins like Solana in the rearview mirror.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://www.mutuum.com

Linktree:https://linktr.ee/mutuumfinance