OneMain Financial: How to Make a Proposal Special Without Breaking the Bank

A proposal is something a couple will treasure forever. So, it makes sense that a partner would want to go to the ends of the earth to create the perfect moment to get down on one knee before the one they love. And luckily, creating a memorable proposal doesn’t need to break the bank. In fact, there are numerous ways to make a proposal special that can help save money for a couple to use for their dream wedding.

1.    Set the Budget Early

Failure to set a budget for a proposal could mean spending can quickly spiral out of control. Instead, start with a clear budget in mind, considering factors like:

• The ring: The ring is often the largest expense of a proposal. Consider an option like engagement ring financing that allows for a dream ring at a low monthly payment.
• Location and travel: Of course, an at-home or hometown proposal is likely to be the most cost-effective when it comes to travel. If travel isn’t in the budget at all, it might make the decision of where to propose much easier.
• Flowers: Flowers can make any proposal more whimsical. Shop around for deals and consider getting flowers from the local market instead of splurging on having a flower shop design a custom floral arch.
• Attire: A romantic beach proposal might require different attire than getting down on one knee at the top of a ski slope. Consider if any new clothing or costumes will be necessary and if there’s an opportunity to borrow something from a friend instead of buying it new.
• Food and drink: Some couples want to celebrate their engagement with a favorite food or drink. Consider how much is really necessary and try to keep food at the proposal to a minimum if there are dinner plans afterward.
• Pet participation: Many pet lovers will want their furry friends to be part of this special day. Consider if a dog walker or pet sitter will watch the animals until it’s time for their appearance or if there’s a special bandana or outfit pets may wear to express their unspoken sentiments.
• Photographer: Hiring a photographer for just 30 minutes can be an inexpensive way to capture all the big emotions of a proposal.

2.    Use a Public or Free Location

No need to spend a lot on travel or pay for a fancy venue to propose. Some public or free locations could be excellent places to propose without paying much, especially if a couple lives in a town with plenty of nature nearby.

For example, something as simple as a public park or beach could create a beautiful environment if it has some scenic areas. Timing the proposal could add to the occasion, such as proposing at sunset to get gorgeous photographs that memorialize the moment. Another idea is to visit a location with sentimental value, such as where a couple first met or their first date spot.

3.    Make the Ring Presentation Special

Presenting the ring in a unique, personal manner could make the moment much more special without splurging on decor or the environment.

For example, for a partner who’s a bookworm, it could be cute to hide the ring and a note in one of their favorite books. A fitness lover might get a kick out of finding a partner down on one knee after a brutal workout. Use other aspects of ambiance like music or mood lighting to make the moment extra special without the extra cost.

4.    Consider a Simple Celebration

Once someone’s partner says “yes,” it’s time to celebrate. But that doesn’t mean it’s time to organize a fancy dinner or big party. A dinner out could mean visiting a favorite casual date spot or inviting close friends and family for a potluck-style celebration.

Keeping the celebration simpler could enhance the moment by making it less about money and more about each other.

Create a Special Proposal Without Breaking the Bank

When it comes to proposals, complex and expensive don’t equate to special. Sometimes, simple proposals are more memorable. Set a budget early to avoid overspending, consider using a free location, make the ring presentation special, and keep the celebration simple yet intimate afterward.

Ultimately, setting a romantic mood is more important than getting every last detail perfect. Simple, lower-cost proposals can keep the focus on a couple’s love and what their future holds.

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OneMain Financial is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans.

Contact Information:
Name: Sonakshi Murze
Email: [email protected]
Job Title: Manager