New Retirement Community Offers Market-Resilient Income Strategies Amid U.S. Economic Uncertainty

Charlotte, NC – April 22nd, 2025 – Qwoted Newswire – With high tariffs, rising costs of living, and lackluster market returns, many retirees are worried their portfolios won’t last. In fact, a 2024 finding from Allianz Life Insurance Company of North America showed that 63% of Americans fear running out of money in retirement more than death itself.

Bonds are underperforming, growth stocks have stalled, and traditional “buy-and-hold” strategies are failing to provide either the growth or income that retirees need, despite many advisors encouraging them to stay the course. The result? A generation of investors who feel stuck, unsure whether to ride it out or start over.

“This isn’t a temporary dip—it’s a new era,” says Steve Selengut, a veteran investment manager and author of the Amazon #1 bestseller, Retirement Money Secrets. “Buy-and-hold thinking might have worked when the markets were more predictable, but in today’s economy, relying on long-term market growth just isn’t enough to generate dependable income in retirement.”

Selengut advocates for what he calls “Income-Focused Retirement Investing” (IFRI): a time-tested, adaptive strategy that prioritizes growing base income through high-yielding Closed-End Funds (CEFs), strategic profit-taking, and diversification. Instead of riding out market swings and hoping for eventual gains, IFRI investors actively manage their portfolios based on market cycles, taking advantage of both rallies and corrections.

“Markets will rise and fall. We expect that,” says Selengut. “But income-focused investors don’t fear corrections. They see them as opportunities to grow income and reposition for stronger yields. It’s not about timing the market, it’s about using every cycle to your advantage.”

Backed by over four decades of experience, his approach focuses on generating consistent, spendable income, rather than waiting for portfolio values to recover. Even during downturns like the one gripping 2025, much of Selengut’s audience continue to generate 8-10% yields from their diversified CEF portfolios, some as much as 7% tax-free, without needing to sell off core assets to cover living expenses.​

To make this strategy accessible to the wider public, Selengut recently launched the RMS (Retirement Money Secrets) Income Investing Community, an online forum designed to build market-resilient portfolios that produce reliable, long-term income.

Since its launch in December 2024, it has attracted nearly 400 members of retirees, financial professionals, and conservative investors. For just $30/month (or $300/year), members receive curated investment research, weekly expert-led Q&A sessions, and practical education rooted in Selengut’s proven Market Cycle Investment Management (MCIM) methodology. Unlike traditional buy-and-hold strategies that rise and fall with Wall Street, MCIM emphasizes strategic income generation, active monitoring, and risk-aware portfolio building.

“Most retirement advice still tells people to ride out the storm. But my community members don’t want to be on the boat in the first place,” said Selengut. “They want income they can count on without betting the farm.”

Enrollment is open and ongoing. Learn more or join today at TheIncomeCoach.net or by visiting the RMS Income Investing Community.