Mutuum Finance (MUTM) Draws $300K Whale Inflow During Crypto Market Crash

Dubai, UAE, February 7, 2026

As the crypto market faces another wave of volatility, large investors are once again revealing where long-term confidence may be forming. While prices across major cryptocurrencies have pulled back sharply, Mutuum Finance (MUTM) has recorded a notable surge in high-value inflows. During the recent market crash, the project attracted approximately $250,000 in whale capital, split across two major transactions—one valued at around $120,000 and another near $130,000.

These moves have stood out at a time when many investors are stepping back, highlighting Mutuum Finance as a project drawing attention precisely when broader sentiment remains cautious.

Whale Accumulation During Market Stress

Periods of market stress often create a clear divide between short-term traders and long-term investors. While retail participation tends to slow during downturns, whale wallets frequently use these conditions to accumulate positions they believe are undervalued. The recent inflows into Mutuum Finance fit that pattern. A combined $250,000 inflow over a short period suggests deliberate positioning rather than speculative trading.

Timing Linked to V1 Protocol Launch

The timing of the whale activity is particularly notable. The inflows began shortly after the Mutuum Finance team announced that its V1 lending and borrowing protocol is now live on the Sepolia testnet. Following that announcement, on-chain activity and investor interest increased noticeably, with more users joining the presale and engagement accelerating across the platform.

For many investors—especially larger ones—a live protocol significantly reduces execution risk. It shifts a project from concept to implementation, providing tangible proof that development milestones are being met. In Mutuum Finance’s case, the V1 launch appears to have acted as a catalyst, not only for whale inflows but also for broader community growth.

Why the V1 Protocol Matters to Investors

With the V1 protocol live, users can now interact directly with Mutuum Finance’s core DeFi infrastructure in a testnet environment. Participants are able to access the application, explore supported markets, and simulate real lending and borrowing activity using test assets rather than live funds.

This hands-on access allows investors to see how the protocol functions in practice, including how deposits are represented, how borrowing positions are tracked, and how automated risk controls operate. For whales, this level of transparency and functionality often carries more weight than marketing narratives alone.

Presale Momentum Continues to Build

Alongside the whale inflows, Mutuum Finance’s presale metrics continue to strengthen. The project has now raised over $20.43 million, with a holder base exceeding 18,950 participants. These figures point to growing confidence from both retail investors and larger capital holders.

The presale has followed a structured progression tied to development milestones, with MUTM currently priced at $0.04 in Phase 7, ahead of a confirmed $0.06 launch price. From its initial price of $0.01, the token has already seen significant appreciation, yet analysts continue to view the current phase as an early entry point relative to post-launch expectations.

Of the 1.82 billion tokens allocated for presale, a substantial portion has already been absorbed, reducing available supply as demand increases. Whale participation at this stage suggests an effort to secure exposure before the token enters broader market circulation.

Historically, whale accumulation during downturns has often preceded periods of stronger momentum once market sentiment improves. The clustering of large transactions following a major development milestone is a signal many analysts watch closely.

Growing Community and Ongoing Development

Beyond capital inflows, Mutuum Finance continues to expand its community and development efforts. The team has indicated that further updates are in progress as it works toward mainnet readiness, with ongoing refinements to the protocol based on testing and feedback.

As more users join and interact with the platform, the combination of whale confidence, rising participation, and active development places Mutuum Finance in a strong position relative to many early-stage projects.

The recent $250,000 whale inflow, split between two large investors, underscores a broader trend: even during market crashes, capital continues to flow toward projects that demonstrate real progress. With its V1 protocol live, presale momentum intact, and user base steadily growing, Mutuum Finance is emerging as one of the DeFi projects attracting serious attention during the downturn.

For now, MUTM remains available in presale at $0.04, below its $0.06 launch price, as whales and new participants alike position ahead of the next phase of the project’s development.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance