Malta, an island country in Southern Europe, is an attractive location for tourists who want to spend their vacations around the Mediterranean Sea. The country is small, but its beautiful landscapes and vibrant culture attract a large number of people to the country. The crystal blue water of the three main islands of Malta, including Malta proper, Comino, and Gozo, makes the views more stunning. Beyond beauty, Malta is also famous for its cargo transhipment and excellent air links. Therefore, its residence by investment program provides many benefits to global investors.

Understanding Malta Residency by Investment

Many non-European citizens who seek global mobility and a stable future in a beautiful European country invest in Malta residency by investment program, which is also recognized as Malta Golden Visa or Malta Permanent Residence Programme (MPRP) globally. The program allows individuals to live in Malta permanently, which provides them with access to the best healthcare and educational systems in the country, just like locals. Moreover, the residents of Malta can travel visa-free to EU Schengen states. 

What are the Malta Permanent Residence Programme Benefits?

Mediterranean Lifestyle

Malta is a perfect destination with sunny weather, rich infrastructure, and vibrant culture. People prefer to enjoy outdoor living in the country because of the beautiful landscapes, including hidden coves and cobblestoned streets. The lifestyle in Malta is peaceful and relaxed, which attracts numerous tourists to the country. Moreover, the major European cities are just an hour away from Malta, which provides them with an opportunity for easy traveling in Europe. Each place in the country is close to another, i.e, half an hour before you are at a remote beach, and the next you are in a modern marina.   

Schengen Visa-Free Travel

Malta golden visa provides its investors with visa-free access to Europe’s Schengen States. They can stay in any Schengen country for 90 days in any 180-day period. This provides them with relief as they do not have to go through the whole visa process for traveling across Europe. 

Permanent Residence Malta

The investors of the Malta investor visa can live in Malta for a lifetime because it provides them with PR through investment. This makes it the best European residency program in terms of long-term stability. 

Stability and Security in the EU

Malta is a country with a strong reputation globally because of its low crime rates. Thus, investors of Malta residency by investment program should, without any doubt, plan a future in a stable and secure country like Malta, where they would not be affected by the political conflicts, making it a perfect Plan B for the global investors seeking a secure future for themselves and their families.

Pathway to Malta Citizenship

The residents of Malta can also achieve the status of citizen of Malta if they meet certain eligibility criteria, which includes Malta tax residency, which is basically a stay of 183 days or more in Malta. The tax residency is the primary requirement for Malta citizenship, thus it needs to be maintained for securing citizenship in Malta. 

Family Inclusion

The Malta residency scheme allows applicants to include their family members in the application, which includes their spouse, dependent children under 29, and dependent parents or grandparents of any age. The applicant, however, has to pay an additional fee of €7,500 for each adult family member who is aged 18 or above. 

Business Opportunity in Malta and Europe

The visa-free access to Europe, including its Schengen states, provides investors of Malta residency by investment program an opportunity to explore EU business markets and expand or set up their businesses in international markets without being bound by borders.  

How does the Malta Investor Visa Work?

Malta has gone through some major changes in the Malta residency scheme 2025 as compared to the old requirements and criteria of the program. If you are thinking of securing residency in Malta then you should definitely consider understanding the following:

Who can apply for Malta Residency by Investment?

The individuals who are adults, i.e, aged 18 or above, and meet the eligibility criteria can apply for permanent residency in Malta, but they should be in good health condition and should not be involved in criminal activities in any country. Moreover, they should not be citizens of the countries that are banned from entering Malta. 

Securing Malta Residency By Investments

Malta provides its investors with diverse routes for investments so that they can choose whatever best suits them, including the following:

Property Investment Malta

Malta real estate investment is a popular investment option globally. The investors who choose this investment route have to rent a property in Malta for at least €14,000 per year or buy a property in Malta for at least €375,000.

Government Contribution

Applicants for the residence by investment Program of Malta need to contribute to the government of Malta. The contribution, however, depends on the investment route they choose, i.e, if they choose renting or buying a property, the contribution amount is €37,000. 

Donation

The individuals who want to live in Malta must donate €2,000 to a Maltese NGO (Non-Governmental Organization).

How can you apply for the Malta Residency Scheme?

The Malta residency by investment program application process involves an initial assessment of the applicant that includes profile or background checks. After this, the applicant fills out the application and provides the authorities with the required documents. After the submission of the application, the investors invest the required amount and pay due diligence fees or other government fees to qualify for the Malta residency by investment program. At the end, after demonstrating the investments, they get a Malta residency permit from the authorities.