Crypto Market Crash Sparks Whale Move, $120K Flows Into Mutuum Finance (MUTM)

Dubai, UAE, February 7, 2026

As the crypto market continues to struggle under heavy selling pressure, large investors are making decisive moves that reveal where long-term conviction may be forming. While prices across major cryptocurrencies have pulled back sharply, one emerging DeFi project has drawn notable attention from whale wallets. During the recent market crash, Mutuum Finance (MUTM) recorded a significant single transaction of approximately $120,000, highlighting growing interest from high-capital investors even as broader sentiment remains cautious.

Whale Activity Emerges During Market Weakness

Market downturns often expose two different behaviors among investors. Retail participants tend to pull back amid volatility, while whales frequently use periods of fear to accumulate positions at lower valuations. The recent $120K inflow into Mutuum Finance aligns with this historical pattern.

Rather than rotating into established high-cap assets with limited short-term upside, this whale transaction suggests a strategic focus on early-stage opportunities with asymmetric return potential. The timing is notable, as the inflow occurred while much of the crypto market was experiencing drawdowns driven by macro uncertainty, reduced liquidity, and ongoing risk-off sentiment.

Why Mutuum Finance Is Attracting Large Investors

Mutuum Finance has been steadily building momentum throughout its presale, positioning itself as more than just another speculative token. The project has already raised over $20.43 million, with a growing community of more than 18,950 holders. This level of participation is relatively rare for a project that has not yet reached mainnet, and it signals sustained confidence from both retail and larger investors.

MUTM launched at $0.01 in Phase 1 and has gradually increased in price as development milestones were achieved. Now in Phase 7, the token is priced at $0.04, ahead of a confirmed $0.06 launch price. From the initial phase to launch, the total presale progression represents a 500% increase, yet analysts still describe the current price as discounted relative to post-launch expectations.

Whale Inflows Reflect Confidence

Large transactions during market crashes are often interpreted as signals of confidence rather than short-term speculation. Whales typically conduct deeper due diligence and prioritize execution risk, development progress, and long-term viability over hype-driven narratives.

In Mutuum Finance’s case, the recent whale inflow follows a series of tangible milestones rather than announcements alone. This suggests that the capital movement is tied to fundamentals and delivery, not short-term price swings.

V1 Protocol Launch Strengthens the Case

One of the most important developments preceding the whale activity was the launch of Mutuum Finance’s V1 protocol on the Sepolia testnet. With the protocol now live, users can access the application, explore supported markets, and interact with core DeFi functionality in a simulated environment using testnet assets.

The V1 release allows users to supply assets, mint mtTokens that represent deposit positions, borrow against collateral, and observe how interest and risk parameters behave in real time. Debt positions are tracked transparently, while automated risk controls monitor collateral health to maintain system stability. This hands-on experience gives investors a clear preview of how the protocol is expected to operate once it transitions to mainnet.

For whales, a working protocol significantly reduces uncertainty. Projects that demonstrate functional infrastructure before launch tend to stand out during bearish conditions, when investors prioritize execution over promises.

Presale Dynamics Favor Early Accumulation

Of the 1.82 billion MUTM tokens allocated for presale, nearly half have already been absorbed by the market. As remaining allocation continues to shrink, later phases are expected to become increasingly competitive. Whale participation at this stage suggests an effort to secure meaningful exposure before the token enters public trading and broader price discovery.

Additionally, Mutuum Finance has lowered barriers to participation by enabling card purchases, making access easier for a wider range of investors. The project is also running community incentives, including a $100,000 giveaway and a 24-hour leaderboard that rewards the top daily contributor with $500 in MUTM tokens, further boosting engagement during the presale phase.

What Whale Moves Signal Going Forward

Historically, whale accumulation during market downturns has often preceded periods of renewed momentum once sentiment improves. While no single transaction guarantees future performance, the $120K inflow into Mutuum Finance during a market crash stands out as a strong signal of confidence.

As the market searches for direction, projects that continue to attract capital, grow their holder base, and deliver working products tend to emerge as leaders in the next cycle. With MUTM still trading below its launch price and development actively progressing, whale activity suggests that some investors are already positioning ahead of that shift.

For now, Mutuum Finance remains in presale, offering access at $0.04—a level that large investors appear increasingly willing to buy during the downturn.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance