Solana (SOL) Price Prediction 2026: Long-Term Investors Switch Focus, Here’s Why

Dubai, UAE, February 4, 2026

As investors look ahead to 2026, Solana (SOL) is once again at the center of long-term price prediction discussions. Known for its high-speed transactions and low fees, Solana has remained a major player in the altcoin market, but recent market cycles have prompted investors to reassess its long-term upside potential.

While some long-term holders continue to back SOL’s ecosystem growth, others are beginning to shift focus toward newer crypto projects with earlier-stage valuations and higher growth potential. This change in sentiment is raising important questions about Solana’s price outlook for 2026, as analysts weigh network adoption, competition from emerging blockchains, and broader market trends that could influence SOL’s next big crypto move.

Solana (SOL)

Solana (SOL) has long been a favorite for its high speeds and vibrant ecosystem. It became famous for its early surge in 2021 when it gained over 17,000% and briefly touched $260. In early 2025, it even set a new record by nearing the $300 milestone. However, that peak was short-lived. 

Currently, Solana is trading at approximately $100, with a market capitalization of roughly $60 billion. This is a significant drop from its highs, and its large size means it now needs billions of dollars in new money just to see a small gain.

Technically, Solana is facing heavy resistance. The charts show strong ceilings at $130 and $150. Until the bulls can push past these levels with massive volume, the trend remains weak. Some analysts have issued a bad price prediction for the rest of 2026. 

They suggest that if SOL cannot hold its current floor, it could drop as low as $75. While the network continues to grow, the high market cap makes it difficult for the price to move quickly. This has led many long-term investors to look for cheaper crypto alternatives with much more room to grow.

Mutuum Finance (MUTM)

As capital continues to rotate away from older market leaders, Mutuum Finance (MUTM) is emerging as a potential destination for that shift. The project is developing a decentralized lending and borrowing protocol aimed at offering an on-chain ecosystem through transparent smart-contract logic rather than traditional intermediaries.

The platform is being built around a dual-market structure designed to serve different user needs. The Peer-to-Contract (P2C) model is intended to provide access to pooled liquidity, allowing users to supply assets and earn yield. 

Alongside this, the Peer-to-Peer (P2P) model is planned to enable more flexible loan arrangements, where participants can negotiate terms such as rates and durations within defined risk limits.

The project recently reached a major milestone with the launch of its V1 protocol on the Sepolia testnet. This release confirms that the core code is operational, with live liquidity pools and automated risk controls running in a real test environment.

In V1, users can interact with liquidity pools supporting USDT, ETH, WBTC, and LINK. When assets are supplied, the protocol mints mtTokens that represent the user’s pool position and accrue interest over time. On the borrowing side, users receive debt tokens that track the borrowed amount plus interest. For example, borrowing $1,000 at a 5% rate results in a debt position that gradually increases as interest accumulates.

Presale Success and Community Momentum

The funding journey for Mutuum Finance has been a major success. The project has raised over $20.25 million and onboarded more than 19,000 holders. This level of support shows that the protocol is owned by a diverse community. To keep the community active, the project features a 24-hour leaderboard. This daily competition rewards the top contributor with a $500 bonus in tokens.

Joining the project is simple and accessible. Participants can use direct card payments to secure their tokens, removing the need for complex on-chain knowledge. Out of a total supply of 4 billion tokens, exactly 45.5% (1.82 billion) are set aside for the community. This structured approach has helped the project maintain steady momentum throughout the year.

Why the Smart Money is Switching

Many top crypto investors believe MUTM is positioned to outperform SOL in token appreciation during 2026. The main reason is the difference in market cap. While Solana needs billions to move its price, MUTM is a high-growth asset in its early stages. 

Analysts predict that while SOL may stay stagnant, MUTM could reach $0.40 to $0.50 by the end of 2026. This would be a growth of over 1,100% from its current price. This prediction is based on current V1 protocol testing, as long as the roadmap unfolds as planned and mainnet rolls out many investors believe this target is realistic.

Currently, the project is in Phase 7 of its distribution. The token is priced at $0.04, which is a 300% increase from its starting point. This phase is quickly selling out as the official launch price is confirmed at $0.06. Recently, a single $115,000 whale allocation was recorded, which is crucial because it shows institutional interest is arriving.  This creates a sense of urgency. Once Phase 7 closes, the price will rise again, and the window to secure MUTM at a 50% discount relative to the launch price will disappear. 

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://www.mutuum.com

Linktree:https://linktr.ee/mutuumfinance