Analysts Say This Crypto Could Hit $1 Faster Than Dogecoin (DOGE), Here’s Why

Dubai, UAE, February 1, 2026

The race to $1 is one of the most talked-about milestones in crypto. While Dogecoin (DOGE) has been around for years and still dominates headlines, analysts are increasingly looking toward a new crypto that combines timing, structure, and real platform progress. Mutuum Finance (MUTM) is gaining attention not because of hype, but because of how it is being built, priced, and rolled out. When comparing speed and upside potential, the gap between MUTM and Dogecoin (DOGE) is becoming harder to ignore.

Dogecoin (DOGE)

Currently valued at $0.04, the MUTM token is making waves as it sails through its Phase 7 presale, showcasing a phenomenal 300% increase since its humble beginnings at $0.01. With a total supply capped at 4 billion, of which 45.5% or 1.82 billion tokens are reserved for presale, Mutuum Finance (MUTM) is intricately designed for appreciation.

What fuels this urgency among investors is the staggered pricing structure which elevates prices by nearly 20% with each consecutive phase. This clever maneuver means early adopters stand to gain significantly more than those who wait.

The contrast with Dogecoin (DOGE) is clear. DOGE already trades at a large market size, meaning every price jump now requires massive new capital. Its supply continues to grow, and its main use remains centered on tipping and payments rather than platform-driven demand. As a result, even during bullish periods, Dogecoin (DOGE) often moves slowly. Hitting $1 again would require a level of sustained demand that is difficult for a mature meme coin to generate quickly.

Mutuum Finance (MUTM), by comparison, is still early in its lifecycle. Smaller starting valuations historically allow faster percentage growth, especially when combined with active development. This is why analysts believe MUTM could reach the $1 level faster than Dogecoin (DOGE), despite DOGE’s popularity.

Why Mutuum Finance (MUTM) Has Stronger Momentum

One major reason for Dogecoin (DOGE)’s slow movement is that most of its growth has already happened. It has wide recognition, but limited new catalysts. Mutuum Finance (MUTM) is in the opposite position. Phase 1 of its roadmap is fully completed, and more than half of Phase 2 has already been achieved. Only the Implementation of Advanced Features, Implementation of Risk Parameters, and Development of Advanced Analytics Tools remain in this phase.

The whitepaper has been updated with clear details about protocol progress and recent updates. This shows that the project is not standing still. Instead of relying on social buzz, Mutuum is building a lending and borrowing ecosystem that ties token demand to real activity. This approach aligns more closely with what long-term investors look for, especially as the market becomes more selective and closely watches regulation, institutional flows, and even developments like a crypto ETF.

Security is another area where Mutuum separates itself. In November 2025, the protocol’s smart contracts underwent a formal audit by Halborn, a respected blockchain security firm. The audit identified six issues, including one high-severity finding and several low-level items. Every issue was resolved before completion, and Halborn confirmed that 100% of findings were fully remediated. This level of transparency and follow-through adds credibility and lowers perceived risk for new investors.

Growth Engines That Could Push MUTM Toward $1

One of the strongest drivers is its launch on the Sepolia testnet. This is the project’s first live deployment in an environment that closely mirrors mainnet conditions. Users are able to test lending and borrowing features without risk, while the team gathers real usage data.

V1 introduces asset-based liquidity pools, interest-earning mtTokens, transparent debt tokens, automated liquidations, and support for ETH, USDT, LINK, and WBTC. For example, a lender may deposit $2,500 in USDT and receive mtUSDT, which grows as interest is paid. On the borrowing side, a user could lock $5,000 worth of WBTC to borrow $3,000 in USDT, accessing liquidity without selling their asset.

This structure creates ongoing activity. Lenders earn yield. Borrowers gain flexibility. The protocol stays active. As more users interact with mtTokens and on-chain debt positions, MUTM becomes linked to actual platform usage rather than pure speculation.

Another key driver is Mutuum Finance (MUTM)’s buy-and-distribute model. A portion of platform revenue generated from borrowing fees will be used to buy back MUTM from the open market. These tokens will then be distributed to mtToken stakers. This creates continuous buy pressure tied directly to platform growth.

The more the protocol is used, the more revenue is generated. The more revenue generated, the more MUTM is bought back and redistributed. This cycle rewards active participants and turns real economic activity into ongoing market demand. Unlike models that rely on constant emissions, this system supports long-term participation and steadier price momentum.

Community Engagement

Community engagement adds another layer of momentum. An ongoing $100K giveaway rewards ten winners with $10,000 worth of MUTM each. The dashboard is already live, allowing investors to view holdings and calculate potential ROI. The Top 50 leaderboard rewards the largest investors with bonus MUTM tokens.

The 24-hour leaderboard has also been upgraded. Each day, the top-ranked user receives a $500 MUTM reward, provided they complete at least one transaction during that period. The leaderboard resets automatically every day at 00:00 UTC.

Dogecoin (DOGE)’s slow movement is a result of maturity, size, and limited new utility. Mutuum Finance (MUTM) is entering the market with active development, a clear roadmap, verified security, and built-in demand mechanisms. As a new crypto with multiple growth engines still unfolding, MUTM has structural advantages that could allow it to reach $1 faster than Dogecoin (DOGE). 

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance