CARS24: One Stop Solution for Used Car Buying, Exchange, With Loans & Warranty

Buying a used car in India has long been a pursuit defined by compromise. Buyers are forced to navigate a fragmented market, juggling the search for quality, hunting down financing, arranging an exchange, and praying the car holds up post-purchase. This lack of a single, trustworthy ecosystem is the root cause of buyer anxiety.

CARS24 has solved this complexity by becoming India’s first full stack used car platform and the country’s most trusted way to buy a pre-owned vehicle. It eliminates every point of friction by integrating the entire car ownership journey, from quality inspection and instant financing to exchange and comprehensive long-term warranty, into one seamless, secure digital platform.

Certified Quality and Unmatched Verification

The anxiety around buying a used car is rooted in fear of the unknown. CARS24 combats this with absolute transparency and rigorous car inspections, ensuring only the best of the best make it to the inventory.

The 300+ Point Inspection: Every vehicle undergoes a meticulous, 300+ point quality check conducted by highly skilled in-house technicians.

Zero Legal & Financial Risk: CARS24 removes all hidden liabilities by conducting essential background verification. This includes comprehensive checks on legal records (court cases, traffic challans), verification of ownership and registration via VAHAN & RTO, and crucial loan clearance directly from banks (hypothecation checks).

Full Transparency: Buyers receive a full inspection report and verified documents upfront, ensuring there is no guesswork and no middlemen.

Instant, Flexible Used Car Financing (LOANS24)

For most buyers, financing is the most complex hurdle. CARS24 integrates this step seamlessly through its dedicated financial wing, LOANS24, which provides institutional-level benefits with digital speed and transparency.

Lowest Interest Rates: Enjoy competitive interest rates starting as low as 10.99% p.a.*.

Instant Offers: Check your eligibility and receive a final loan offer in minutes (as quickly as 2 minutes) with minimal documentation.

Zero Down Payment: CARS24 offers financing with options for up to zero down payment (up to 100% on-road funding) for eligible buyers.

Flexible Terms: Customers can customise their EMI plan with flexible loan tenures extending up to 6 years (72 months).

100% Digital: The entire journey is fully digital, from e-signing to same-day loan disbursal for eligible buyers.

Additional Financing Products:

CARS24’s NBFC division, LOANS24, goes beyond purchase finance, offering a suite of collateral-based and unsecured products for existing car owners:

Loan Against Car: Unlock the value of your existing vehicle by using it as collateral. Get a personal loan of up to 200% of the car’s value with competitive interest rates. Critically, your car stays with you during the loan period. Approvals are quick, often received in minutes.

Top-up Loan: Borrow additional funds on your existing car loan, up to 250% of the car’s value, with the same competitive interest rates. This product is fast and offers the option for zero-fee balance transfers from other lenders.

Seamless Exchange & Hassle-Free RC Transfer

CARS24 is built to manage the entire transaction, ensuring that all aspects of the sale, including your old car and the necessary paperwork, are handled professionally.

All-in-One Exchange: The platform facilitates a simple exchange, allowing you to use your existing car’s value to directly offset the cost of your new purchase, concluding both transactions in a single, efficient process. In many cases, an exchange bonus is also involved, making the deal more lucrative.

RTO Paperwork Managed: The notoriously stressful RC transfer is taken off your hands. A dedicated team ensures a smooth, fast, and hassle-free transfer, providing the buyer with assistance and regular updates directly through the app until final ownership is secured.

Absolute Post-Purchase Assurance

The CARS24 experience is complete only when the buyer has long-term peace of mind. This is delivered through the industry-leading safety net on every assured car.

30-Day Return Policy: CARS24 backs its quality with an unprecedented 30-day trial period. If you are not completely satisfied with your purchase for any reason, you can return the car (up to 999 km) for a full refund (after applicable deductions).

CARE+ Extended Warranty: Every assured car comes with the option to secure a true ownership shield, the CARE+ Extended Warranty plan. This market-leading plan offers:

• Maximum Coverage: Up to 3 years or 45,000 km of coverage on critical mechanical components.
• Guaranteed Services: Includes free annual servicing using genuine parts and 24×7 Roadside Assistance (RSA) nationwide.
• Assured Buyback: CARE+ offers an Assured Buyback Promise with a guaranteed resale value from day one, protecting your long-term investment.

CARS24 is more than a marketplace. it is a full-stack ownership partner that redefines the used car industry in India, promising and delivering certified quality, financial flexibility, and complete peace of mind.